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Why You Should Check Your Credit Report After Bankruptcy

Jennifer Quilter asked: If you’re thinking, as many do, that there is no reason to look over your report after you’re finished discharging your debts, you would be very wrong. There are a number of reasons why you should look over your credit report after bankruptcy, and chief among them is to help you rebuild [...]

Posted January 11th, 2010 in Finance | No Comments »

How to check credit report for an illegal immigrant who only has ITINs?

0808 asked: I wonder how to check the credit report for an illegal immigrant who has Individual Tax Identification Number but does not has SSN? Do I just go to any credit report web site and put his ITIN into SSN field? he want me to provide seller’s financing, I want to check his credit [...]

Posted January 11th, 2010 in Credit | 3 Comments »

How Long Negative Information Really Stays On Credit Report And Does It Matter?

Tim Gorman asked: Whenever you apply for a loan on a car or house, or whether you apply for a credit or store card, your credit history will probably be looked at by the vendor. They do this to protect their investment; after all if you are doing business with someone then you would want [...]

Posted January 10th, 2010 in Finance | No Comments »

Rental Credit Check – Keep Your Property Safe By Checking Their Credit Report First

Ann Richter asked: If you are a property owner, chances are you have had the misfortune to rent to what is known in the industry as a “deadbeat renter”. This breed of renters knows exactly what to say and how to say it when the time comes to look at your rental unit. It’s easy [...]

Posted January 9th, 2010 in Finance | No Comments »

Free Credit Check

Peter Emerson asked: In the United States, legislation in the form of the Fair Credit Reporting Act (FCRA) requires the three nationwide consumer reporting companies (Equifax, Experian, and TransUnion) to provide you with free credit reports once every twelve months. Credit reports are documents that contain information as to your credit worthiness by providing information [...]

Posted January 5th, 2010 in Finance | No Comments »

The Importance of Business Credit Report

asked: Derrick

Posted January 3rd, 2010 in Good Business | No Comments »