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Why is my bank and credit card company running random credit checks on me and how is this affecting my fico?

nutty asked: I was just checking my credit report and noticed that chase, first usa, first entertainment union amongst others, have been running credit checks without my consent. I have accounts with all of these companies and have had them for years but there should be no reason for them to check my credit. Does [...]

Posted January 29th, 2011 in Credit | 4 Comments »

How to Rmove Negative Items Off Ur Credit Report?

Denixis asked: in december 2004/5 i was late in a payment with Gap Card. It was only that month i continued paying my bills on time and the card is paid off but i just recently checked my credit report and i have this late payment as late 30 days and its affecting my credit.. [...]

Posted January 28th, 2011 in Credit | 2 Comments »

What does it mean if it says my credit plus score is 9002?

BangBang asked: I did a credit report check and it told me that mine is 9002 when usually its suppose to be 330 to 830? I did a credit check because i was afraid that i had my identity stolen. I have never had a credit card before but i have applied for a couple. [...]

Posted January 21st, 2011 in Credit | 6 Comments »

How to Rmove Negative Items Off Ur Credit Report?

Denixis asked: in december 2004/5 i was late in a payment with Gap Card. It was only that month i continued paying my bills on time and the card is paid off but i just recently checked my credit report and i have this late payment as late 30 days and its affecting my credit.. [...]

Posted January 14th, 2011 in Credit | 5 Comments »

if i get a credit report does it change my rating in any way?

Rob H asked: i’m going to rent an apartment and they’re going to do credit check…i haven’t seen mine in awhile and i’d like to get a look at it before hand.Arnold

Posted January 11th, 2011 in Credit | 6 Comments »

Is it true that bouncing a check shows up on your credit reports?

smooshian asked: I checked all three reports but didn’t see anything. Some people have told me that it wouldn’t show up in the reports but would only be reflected on my score.?Harvey

Posted January 10th, 2011 in Credit | 7 Comments »

How many credit checks is it safe to have if applying for a mortgage?

Cazzie H asked: Does checking my credit report put a credit check against my name? Thanks!!Lucy

Posted January 7th, 2011 in Credit | 1 Comment »

I am a web designer how do I report my earnings so it shows me as employed on my credit report?

CreditKing asked: I checked my free annual credit report and it is showing me like I have never been employed. Even though I have been designing websites and I make good money with my services. How do I report the jobs I am getting so that it shows me as employed? And what information do [...]

Posted January 6th, 2011 in Credit | 4 Comments »