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Credit After Bankruptcy – 3 Tips on Rebuilding Credit

Carrie Reeder asked: Rebuilding your credit after bankruptcy can seem like a daunting task at first. But remember that in two years, you can have a good credit score. The key is to start small and use credit responsibly. In no time, you will have a good enough record to qualify for low mortgage and [...]

Posted October 20th, 2010 in Finance | No Comments »

Where Can I Get a Free FICO Score Credit Report Online?

Zach Ford asked: Your credit report, also known as a FICO score, is used by banks and other financial institutions to determine the statistical chance of you not repaying your loan. This score takes into consideration your previous and current financial activities and calculates them into a numerical representation of the risk involved for the [...]

Posted October 19th, 2010 in Finance | No Comments »

No Credit Check Loans – Approval Without Credit Report

Ashley P Lewis asked: It is important for people to have a credit report made from time to time so that they do not face a problem when they need to take up a loan suddenly. But for those people who have never taken up loans, it is a new concept and they do not [...]

Posted October 9th, 2010 in Finance | No Comments »

What Is My FICO Score Credit Report?

Zach Ford asked: One of the most important financial tools a consumer has is their credit report, a history of their financial activity and payments. This information is used to calculate your FICO score, used by financial institutions and lenders to determine if you are a good credit risk. If your FICO indicates that you [...]

Posted October 1st, 2010 in Finance | No Comments »

Free Credit Report

Zach Ford asked: Thanks to the Federal Trade Commission, Experian, Equifax, and TransUnion, the three big credit reporting bureaus, must provide you the consumer with a free copy of your credit report at least once a year. This means that a free credit report is yours once a year, all you have to do is [...]

Posted September 29th, 2010 in Finance | No Comments »

Obtain Your Absolutely Free Credit Report, No Trial!

Ann Born asked: You have an abundance of alternatives when looking for an absolutely free credit report, no trial. Within the United States, Americans have the ability to receive one absolutely free credit report, no trial from each of the three major reporting companies, yearly. Equifax, TransUnion, and Experian all provide you one free credit [...]

Posted September 27th, 2010 in Finance | No Comments »

Credit Report – Watch Out for Parking Tickets

Charles Essmeier asked: The economic downturn of the last five years has affected millions of Americans, but it has also affected the budgets of states, cities and counties. With limited tax dollars with which to work, various government entities have had to try to stretch their budgets to allow them to continue to function. Many [...]

Posted September 26th, 2010 in Finance | No Comments »

Do I Really Need a Current Copy of My Credit Report?

Mike Clover asked: Years ago, you could not even get access to your Credit Report. Finding out what was being reported about you was a BIG secret. As a matter of Fact, banks did not want you to know. The reason they did not want anyone to know, is because they cannot make money on [...]

Posted September 24th, 2010 in Finance | No Comments »